supplemental Cancer policy
Cancer impacts millions of Americans each year, and millions more are left feeling overwhelmed when the disease strikes a family member. While the patient must face the days, weeks or months of exhausting treatment, the family members caring for the patient often have their own battle to face - the challenges that can arise from insufficient health insurance coverage. At FHL, our goal is to help free patients and their families from the worry and anxiety of dealing with these challenges. Our Family Heritage Life Supplemental Cancer plans pay benefits directly to our policyholders to help manage financial necessities that arise along the way.
Policy Benefits:
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First Occurrence
Internal Cancer Skin Cancer Hospitalization Ambulance Radiation Planning Radiation and Chemotherapy Self-Administered Chemotherapy Special Treatment |
Surgery and Anesthesia
Reconstructive Breast Surgery Second Surgical Opinion Bone Marrow Transplant and Donor Wellness Benefit Hospice Patient Transportation and Family Member Transportation Family Member Lodging |
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Benefits are for cancer only. Please see your Family Heritage Life Representative for cost and complete details including any exclusions and limitations that may affect your benefits.
intensive care policy
Severe illness or injury often strikes without warning and can require a stay in the intensive care unit. FHL's Intensive Care Unit coverage is designed specifically for this type of hospital stay and can provide benefits for confinements in a hospital intensive care unit for any covered illness or accident.
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Policy Benefits:
Intensive Care Unit (Benefit doubles if confinement is due to a vehicular accident) Step Down Unit Ambulance Air ambulance Accidental death |
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Benefits are for Intensive Care Unit confinement only. Please see your Family Heritage Life Representative for cost and complete details including any exclusions and limitations that may affect your benefits.
heart attack / stroke policy
The number of people suffering from heart attacks and strokes is historically high and expected to rise, even as the medical community pursues more effective prevention and diagnostic measures to eradicate these diseases. The Family Heritage Life Heart Attack and Stroke Plan has benefits specifically geared toward containing the out-of-pocket costs associated with a heart-related illness.
Policy Benefits:
Policy Benefits:
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First Occurrence
Hospitalization Ambulance Surgery & Anesthesia Healthy Heart Benefit Patient & Family Member Transportation Family Member Lodging Physical Therapy Heart Transplant |
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Benefits are for heart disease, heart attack and stroke only. Please see your Family Heritage Life Representative for cost and complete details including any exclusions and limitations that may affect your benefits.
accident policy
While none of us can predict when an accident will occur, we can certainly be prepared for them. We encourage our customers to "expect the unexpected" and help protect themselves with our Accident plans that can provide coverage for the bodily injuries that can result from life's accidents. Because when these unplanned events occur, you want to focus on what is most important - getting well.
Policy Benefits:
Policy Benefits:
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Hospitalization
Physical Therapy Ambulance Surgery & Fractures Emergency Treatment, Lacerations Accidental Death Dismemberment Significant Diagnostic Scans Observation Room Dislocation Concussion / Coma |
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Benefits are for injuries sustained in an accident only. Please see your Family Heritage Representative for cost and complete details including any exclusions and limitations that may affect your benefits.
hospital indemnity
Whether planned or unplanned, a hospital stay can be stressful for both the patient and family. The deductibles, coinsurance, and copayments can be confusing and often leave you paying out-of-pocket for more than you planned. Family Heritage Life's Hospital Indemnity plan is designed specifically to help offset those out-of-pocket expenses when you or a family member has a hospital stay. And, like all of our products, benefits will be paid directly to you, regardless of your other coverage.
Please see your Family Heritage Representative for cost and complete details including any exclusions and limitations that may affect your benefits.